Plus, the card’s lengthy. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. 19. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Wells Fargo Active Cash vs Chase Freedom Unlimited. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. Not a banking app, just through PayPal (which most people already have). The Active Cash earns 2% cash. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Wells Fargo Active Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash Card is one of the simplest and most valuable credit cards available. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Wells Fargo is stingy on credit limits. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Up to 2% cash back. 8. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. Citi Double Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Wells Fargo Active Cash and Wells Fargo Autograph. Finally, they cash out at a standard . The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. Wells Fargo Active Cash℠ Credit Card. Wells Fargo Active Cash vs. Base rewards rate: 2% cash rewards on purchases. The Double Cash provides 18 months of 0% introductory APR on balance transfers. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. Key Cashback® Credit Card * vs. Earn an unlimited 2% cash back on every single purchase. Bread Cashback™ American Express® Credit Card * vs. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. The Citi Double Cash and Wells. Rewards Rate. Citi® Diamond Preferred® Card vs. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. Other cash back cards earn more back. Unlike. Historical Offers Chart. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. . Wells Fargo Active Cash even offers an introductory purchase. This bonus offer will be fulfilled as 20,000. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Diamond Preferred highlights. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Wells Fargo Active Cash vs Citi Double Cash . Active cash is better due to insurance on the card. This likely doesn't. The Fidelity Card requires a Fidelity account to deposit the money into. Capital One Quicksilver Cash Rewards. Was with you up until the cancellation part. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. The Active Cash earns 2% cash. With no annual fee, a decent welcome bonus. Using this card. Wells Fargo Active Cash® Card. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. 84 that could reasonably be charged to a credit card would earn $168. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. Bilt Mastercard vs. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. 24%. 01 in any bank, or you can transfer points to a few airlines / hotels. The Citi Double Cash Card is a great cash-back option with no annual fee. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. Wells Fargo Active Cash® Card vs. (on up to $6,000 in each category per year. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. No annual fee. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. For a $0 annual fee, the card earns 2% cash. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Wells Fargo Active Cash® Card (rates and fees). Citi Double Cash. Its score was 805, just a few points below the national average for credit card issuers. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 6 min read Sep 08. Its main quirk is how the card. 24% to 29. Install dimmer switches. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. Just spend $4,500 in the first 90 days of account opening. - No annual fee. Currently, the Citi Double Cash doesn’t. 8 cents each, they can be worth much more when transferred to travel partners. It earns rewards in a similar fashion. Annual fee. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. 73. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. This is a fairly competitive welcome bonus for. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. 24%. Intro APR of 0% for 12 months from. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. No annual fee: Capital One Quicksilver vs. And Wells Fargo no longer has a minimum rewards redemption requirement. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. They usually give me less than half of the limits I get from Citi. A light dimmer is a device that controls the brightness of a light fixture. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. You have the right. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. S. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. Excellent, Good, Fair. Citi Double Cash® Card. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 99% Variable APR. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. Best for Automatic 5%. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. Citi Double Cash Card vs Citi Custom Cash Card. 73. Pros 2% cash back on. Bank of America loyalists. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Best for flat-rate cash back. 6 min read Sep 08, 2023. Both cards offer 2 percent cash back on all purchases, but offer different benefits. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. 24%. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. You will earn unlimited 2% cash rewards on all of the purchases that you make. If you're looking for a major bank that's free of scandals, it doesn't exist. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. The card. Wells Fargo Cash Wise Visa – The two cards tie. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. S. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. $0. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Citi Double Cash vs Wells Fargo Active Cash: 2% Credit Card. That describes the Citi Double Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash Card vs. Miserable-Result6702. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. As I noted above, the only real negative IMO is the 3% foreign transaction fee. Wells Fargo Active Cash vs. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. Concierge service, 24/7. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. 24% - 29. Quicksilver offers 1. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Who the Wells Fargo Active Cash Card is Best For. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. Its main quirk is how the card. The annual rewards payout assumes you charge $1,000 each month spread. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Card Name. A cash-back credit card is a rewards card that offers you cash back on your purchases. 2. 3. Citi® Double Cash Card vs. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. A number of other flat-rate cash-back cards earn 1. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. Citi Double Cash vs. The Citi Double Cash has no SUB. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. 99% variable APR applies thereafter. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Learn more: Citi® Double Cash Card. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Articles; Reviews; Compare; Surveys;. S. The Wells Fargo Active Cash ® Card is a solid $0-annual-fee cashback credit card with potentially even better rewards than the Bank of America Unlimited Cash Card. 5 - 5% cash back on purchases. 5% cash-back cards because it doesn't require you to activate bonus. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Will have a lot of good categories above 2% and the active cash for everything else this way. If you're looking to make a large purchase. Wells Fargo Active Cash ® Credit Card. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Citi Double Cash. Synchrony Premier World Mastercard® * vs. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. Plus, you can earn 2% cash rewards on all purchases. Citi Double Cash® Card. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. 2% flat rate and then 3% on PayPal. Wells Fargo Secured. Citi Double Cash v. Citi is better due to points games (rewards+ = 10% bonus) etc. S. 6 min read Sep 08, 2023. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. Whereas with WF Active Cash you can only redeem cashback in increments of $25. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. 24%, 25. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Cash Wise Visa has 1. 24%, 24. 24% (Variable) APR applies. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. Citi Double Cash. It's also best if you need to pay off a high interest credit card. Citi Double Cash and SoFi. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Citi Double Cash Card. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Citi Double Cash Card vs. Wells Fargo Active Cash vs. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. Earn 1% to 3% cash back on purchases. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Chase Sapphire Preferred Wells Fargo Active Cash. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. After that there are no bonus categories that you have to keep track of. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Wells Fargo Active Cash® Card. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. A cash advance, in particular, is an expensive way to borrow money. This card is. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. Wells Fargo Reflect® Card. 24%, 25. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Application Link. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Reply. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. 99%. American Express Blue Cash Preferred Card basics. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. 31 back. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. One difference is that Wells Fargo offers a shorter 0% introductory rate. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Wells Fargo Active Cash® Card: Best overall. $0. Costco Anywhere Visa® Card by Citi: Best for Costco. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. That can make a big difference if you ever find yourself outside the U. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. As you get the entire 2% back two days after the statement cycle closes. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Citi Double Cash® Card. Citi Double Cash. For. ”. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Chase Freedom Unlimited vs. So I'm looking at cards that always provide at least 2% cashback regardless of category. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. Skip To Content Toggle Menu Back. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Citi® Double Cash Card: Best for pairing. I hate that my Active Cash does this. 24% - 29. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. You also don’t have to jump through any hoops to get the full. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Cash-back rewards. Citi Double Cash has a $25 minimum amount redemption. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. Wells Fargo Active Cash Card vs. Wells Fargo Active Cash® Card: Best overall. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. Annual fee: $95. Benefits and Drawbacks. It also offers a. Wells Fargo Active Cash® Card (rates and fees). The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. The daily driver, until I hit the $6k limit. Rates & Fees. $0 . Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Jump to. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. I complained and escalated and eventually cancelled. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. Capital One Quicksilver; Chase Freedom Unlimited vs. Wells Fargo Active Cash vs. Citi Double Cash vs WF Active Cash . See full list on forbes. You shouldn't be "applying" for double cash. Capital One Quicksilver Cash Rewards. Wells Fargo Active Cash Card. View community ranking In the Top 1% of largest communities on Reddit. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. See the pros and cons of each card and how to choose. com database is $181. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Chase Freedom Unlimited®: Best no-annual-fee card. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. 31, 2024. Citi Double Cash Card. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online.